Sitting in your home and shopping online can be really cool, until you start taking stock of how much you have left in your account.
Uncontrolled online shopping can drain you account in minutes, so how do you curb your excesses when all you want is just a click a button away?
When you are not spending physical cash, it is very easy to get carried away dipping into your funds. The lack of substance to what is being spent gives an illusion of nothing being spent at all, until you check your account balance.
These are a few tips that can actually help you bring your online spending to a minimum and guide you to being accountable for your spending.
Unsubscribe from the store’s mailing lists
One of the biggest triggers for an online shopping spree is when you see a notification telling you something is on sale. You tell yourself you will be getting it cheaper so you can buy other things. Then you tell yourself the same thing again and you keep on spending. Unsubscribing from mailing lists will ensure you don’t get tempted in the first place.
Research before buying
Engaging in a little research before actually buying anything online gives your brain some time-off from the constant impulse to buy. As you glance through other options available to you, you have lesser inclination to just purchase items.
Create a separate budget for online shopping
Creating a separate budget for online spending helps you keep track on exactly how much you shop with. Lumping it together with your other expense budget make it easier for you to over-spend as you will tend to divert funds for other things to your online shopping.
Clear your browsing history
Clearing your browsing history ensures you can’t locate that particular item that has been popping up in the online adds you saw some time ago. After all you won’t be able to easily locate it without your browsing history.
Exercise self-control
An important part of being an adult is being able to exercise control over ourselves. Always bear in mind that something else will suffer every single time you spend more than you should while shopping online.