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LIFESTYLE

How To Separate Your Personal And Business Finance

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If you don’t know how to keep business funds separate from personal funds, you will end up feeling frustrated.

You will keep seeing the money coming in, but won’t be able to keep track of the black hole it keeps disappearing into.

Keeping your business funds separate from your personal funds helps you know how your business is doing at every point and makes it easier to scale up your business.

Here are a few tips you need to know;

Have a budget

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Just like your personal finances, your business will need a budget.

Monitor your expenses

Not monitoring your expenses makes it hard to keep your business funds separate from your personal funds. Write down your daily business expenses, or keep track with an accounting software. Go over your expenses every week and pay back the business every time you have misappropriated funds. If you can, hire a bookkeeper/accountant.

Have a business account

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If your business is registered, and you want a business account bearing your business name, go ahead. If your business is not quite there yet, you could dedicate one of your bank accounts to be exclusively used for business purposes.

Pay yourself a salary

You’re your own boss, but paying yourself a salary makes it all the professional. It also ensures that there are funds left over to save/invest, or grow your business later on. If your business is more cyclical, you can pay yourself a certain percentage from every gig you work on.

Repay every loan

Lend money to your business just like any financial institution would, and make plans to ensure that the business pays you back.

ARTS & CULTURE

What The Yoruba Tribal Marks Signify And Why The Practice Has Declined

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What The Yoruba Tribal Marks Signify And Why The Practice Has Declined | Fab.ng
In the past, the tribal marks that we now dislike were once admired as symbols of beauty. These tribal marks are called “Yoruba tribal marks”, and they are traditional facial scars of the Yoruba people in Nigeria, especially in the southwestern region. People used to take great pride in wearing them.

Long ago, these facial marks held significant cultural, social, and aesthetic value. They were a way to connect individuals to their cultural heritage and identity. The various patterns of these tribal marks indicated different clans, families, or social groups. Many believed that these marks enhanced a person’s appearance and made them more attractive.

Let’s take a closer look at Yoruba tribal marks, why they were given, and why the practice has largely ceased today.

Yoruba tribal marks, what they signified and why the practice has declined | Pulse Nigeria

Why were the tribal marks given?

1. Cultural Significance:

Yoruba tribal marks used to have deep cultural meaning within Yoruba society. They were typically given when individuals were young and served as a visual representation of their Yoruba lineage and heritage. These marks were also used to identify people within the community. In the past, when Yoruba communities were closely-knit and in rural areas, these marks helped distinguish one person from another. Many believed that tribal marks had spiritual or protective qualities, guarding against certain illnesses and misfortunes.

2. Social Status:

Previously, Yoruba tribal marks were linked to social status and identity within the community. Different patterns of these facial markings indicated different clans, families, or social groups. The marks also conveyed a person’s age, marital status, or accomplishments.

3. Beauty and Aesthetics:

Surprisingly, tribal marks were once considered a way to enhance beauty, in contrast to how they are viewed with disapproval by modern society today. The Yoruba people believed that these marks added to a person’s attractiveness. Interestingly, individuals with prominent tribal marks were often seen as more appealing.

4. Spiritual and Protective Beliefs:

Many Yoruba people believed that tribal marks had spiritual or protective qualities. It was thought that these marks could guard against certain illnesses and misfortunes, providing a form of spiritual protection.

5. Community Identification:

In close-knit Yoruba communities, tribal marks helped identify individuals within the community. They played a role in distinguishing one person from another in a time when communities were smaller and more interconnected.

However, it’s important to note that the practice of giving tribal marks has significantly declined in modern times. Many Yoruba people now view it as outdated and sometimes as a form of bodily harm inflicted upon children without their consent. Contemporary Yoruba societyhas also shifted its traditional beauty standards, and the cultural significance of tribal marks has diminished.

What are the different tribal marks?

The tribal mark known as the “Abaja” style is distinct to the indigenous people of Oyo, Nigeria. It was specifically etched onto the cheeks of Lamidi Adeyemi III, who holds the title of the Alaafin of Oyo.

The Culture of Tribal Marks in Nigeria | Naijabiography

There are other various Yoruba tribal marks, including “Ture”, “Mande”, “Bamu”, and “Jamgbadi”, each with its unique patterns and significance within the Yoruba culture.

These marks are significant among the Yoruba people, with different styles representing various clans, families, or social groups.

What are Yoruba tribal markings?

The tribal marks were typically inscribed on individuals at childhood through burning or cutting the skin. The tribal marks played a crucial role in identifying individuals as members of a particular Yoruba tribe, clan, or social group. They were a visual representation of a person’s Yoruba cultural identity. Those without tribal marks might have been seen as outsiders or not fully integrated into the Yoruba community.

Soon, incision of tribal marks on children will be illegal | TheCable

Furthermore, tribal marks gained even greater importance after the end of the transatlantic slave trade. They became a way to assert one’s Yoruba identity and distinguish oneself from those who had been forcibly taken away during the slave trade, often losing their ties to their culture. Tribal marks helped reconnect individuals to their Yoruba roots and served as a marker of their cultural belonging.

Why did the tribal mark practice decline?

Certainly, many people now strongly disagree with the idea of tribal marks enhancing beauty. These marks are now seen as outdated and relics of the past that should be abandoned. The practice of giving Yoruba tribal marks is viewed as inhumane and has significantly decreased due to changing social norms and concerns about potential health risks linked to facial scars.

The decline of Yoruba tribal marks can be because of several factors:

1. Changing Beauty Standards:

In modern times, beauty standards have evolved, and many people no longer view tribal marks as attractive. What was once seen as a form of beauty enhancement is now often considered outdated.

2. Westernization and Urbanization:

As Yoruba society has become more urbanized and influenced by Western culture, traditional practices like giving tribal marks have declined. Western beauty ideals, which often emphasize unmarked skin, have played a role in this decline.

3. Negative Health Perceptions:

Concerns about the potential health risks associated with tribal marks, such as infections and scarring, have led to a decrease in the practice. These concerns have become more prevalent in modern times, with a greater emphasis on health and hygiene.

4. Changing Social Norms:

The practice of giving tribal marks to children without their consent has faced criticism in contemporary society. Many see it as a form of bodily harm, and there is a growing awareness of the importance of individual autonomy and consent.

5. Generational Shift:

Tribal marks are now more commonly associated with older generations who received them in their youth. Younger generations often do not receive tribal marks, as they are less likely to adhere to traditional practices.

6. Legal Restrictions:

In some places, there have been legal restrictions on the practice of giving tribal marks, particularly when it involves minors. These restrictions aim to protect children from potential harm.

7. Globalization:

Increased exposure to global cultures and ideas through media and the internet has contributed to the decline of tribal marks. Younger generations may be more influenced by global beauty and fashion trends.

Among today’s Yoruba people, the practice has become less common and is more associated with older generations who already bear these marks. Most younger generations do not receive tribal marks, as contemporary Yoruba society has shifted its traditional beauty standards.

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LIFESTYLE

10 Signs She Is Not A Wife Material

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Marriage is a lifelong commitment. As a man, it is very important to choose a woman who is compatible with you and has the qualities of a good wife. While there is no particular method or mode for choosing a wife or for defining someone as a “wife material”, there are some red flags that can indicate that someone is not the right person to marry.

Read below to find out those things that remove the “wife material” tag from a woman:

1. She is not supportive of your goals and dreams.

A good wife is someone who is your biggest supporter. She should encourage you to pursue your passions and goals, and she should be there for you through thick and thin. If your girlfriend is not supportive of your dreams, or if she tries to discourage you from pursuing them, that’s a sign that she may not be the right person to marry.

2. She is not respectful of you or your boundaries.

A good wife should respect you as a person and as her partner. She should respect your boundaries, and she should listen to your needs and opinions. If your girlfriend is constantly disrespecting you, or if she refuses to listen to you, that’s a sign that she may not be the right person to marry.

20,700+ Black People Fighting Stock Photos, Pictures & Royalty-Free Images - iStock | Bus depot, Black woman crying, Black couple fighting

3. She is not financially responsible and stingy.

Marriage is a financial partnership, so it’s important to choose a partner who is financially responsible. This means that she should be able to manage her own money wisely, and she should be willing to contribute financially to the household.

If she can manage her own money wisely, it means that she can manage the finances of the household and that gives her a pass mark as a wife material. Being irresponsible with her money, or expecting you to pay for everything, is a sign. It just shows that when there are things to do with money in the house, you must be the one to bring the money.

4. She is not honest with you.

Honesty and transparency are very important in any relationship, but it’s especially important in a marriage. A good wife should be someone you can trust completely. If you find it difficult to trust your girlfriend because of her actions, or if she keeps secrets from you, you may have to reconsider settling with her.

5. She is not emotionally mature.

Any marriage that must thrive would require maturity. Is she emotionally mature enough to handle certain things? Does she show maturity in difficult times? A good wife should be able to communicate effectively, resolve conflict peacefully, and make responsible decisions. A potential good wife must be able to handle difficult situations in a mature way.

6. She is not kind and compassionate:

Someone who is kind and compassionate towards you and others is a top-notch choice as a life partner. She should be willing to help others in need, and she should be supportive of your relationships with your family and friends. Is your girlfriend unkind or selfish? The choice is still yours.

7. She has different values than you:

It’s important to choose a partner who shares your values and beliefs. This doesn’t mean that you have to agree on everything, but you should have similar core values. If you have different values than your girlfriend, this can lead to conflict and resentment down the road.

10 Signs She Is Not A Wife Material | Fab.ng

8. She is too materialistic.

A woman who is overly materialistic would do anything to get the material things she wants, even though there are other more important things to do. She could also neglect the core family needs just to satisfy her urge for material things. If this is typical of your girl, you should take time to reexamine your choice.

9. She is verbally uncontrollable.

Talking too much in an uncontrollable manner is another reg flag you should watch out for in a woman. A woman who talks too much and even abuses you verbally in the process is a no-go if you are thinking of marriage.

10. She is always finding fault.

This can go for someone who is always complaining and nagging about something. As a man, it can cost you your peace for the entire time you are married. Instead of enjoying your marriage, you find yourself trying to run away from faults and arguments. This would leave you walking as though you are walking on eggshells.

If you notice any of these red flags in your relationship, it’s important to take a step back and evaluate whether or not your girlfriend is the risk. Marriage is a big decision, and it’s important to make sure that you are choosing the right partner. Make sure you choose someone who makes you happy and who you can see yourself spending the rest of your life in peace with.

Also, know that there is no one perfect definition of what makes someone “wife material”. No one is perfect; there are faults and shortcomings you would have to manage and live with. The most important thing is to find someone who is compatible with you and who you can see yourself building a future with.

Check here for more articles on love, relationship, and sex.

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FASHION

13 Wardrobe Essentials To Own As A Lady

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Essential Wardrobe Pieces To Own As A Lady | Fab.ng

The core of your wardrobe is made up of a selection of versatile and timeless clothes and accessories, generally referred to as Wardrobe essentials. You can look fashionable and put together for a variety of events by using these basic items as the foundation for a variety of outfits.

The following is a list of closet necessities every lady should consider having, along with tips on how to use them and how many you might need:

1. White Button-Down Shirt

  • Versatile: Suitable for both formal and informal settings and may be dressed up or down.
  • Style Tip: For a sophisticated appearance, you can tuck your white button-down shirt into high-waisted pants or jeans.
  • Quantity: At least one but having both a classic and a relaxed-fit version is great.

2. T-Shirt (White and Black)

  • Versatile: Perfect for layering or wearing on its own.
  • Style Tip: Pair with jeans, skirts, or blazers for an elegant look.
  • Quantity: Multiple, as these are everyday essentials.

3. Black Blazer

  • Versatile: Elevates any outfit and adds a touch of sophistication.
  • Style Tip: Pair it with jeans, fitted pants or a dress.
  • Quantity: One should be sufficient

4. Little Black Dress (LBD)

  • Versatile: Suitable for a range of events, including parties and dinners.
  • Style Tip: Dress it up with heels and statement jewelry or dress it down with flats.
  • Quantity: One is typically enough, but having different styles is a bonus.

5. Jeans (Dark Wash)

  • Versatile: Depending on the setting, can be dressed up or down.
  • Style Tip: Pair with a variety of tops and shoes for a fashionable look.
  • Quantity: At least one pair, but you might want different styles (skinny, straight-leg, baggy etc.).

6. Tailored Trousers

Wardrobe Essential To Own As A Lady | Fab.ng

  • Versatile: Ideal for the workplace or more formal events.
  • Style Tip: Match with blouses, sweaters, or blazers for an elegant look.
  • Quantity: One or two pairs in neutral colours.

7. Pencil Skirt (Neutral Colour)

Wardrobe Essential To Own As A Lady | Fab.ng

  • Versatile: Suitable for the office or a polished daytime appearance.
  • Style Tip: Combine with blouses or knits.
  • Quantity: One in a classic colour like black, gray, or navy.

8. Comfortable Flats

  • Versatile: Perfect for both daily wear and long walks.
  • Style Tip: Pair with dresses, skirts, or casual pants.
  • Quantity: At least one pair, but preferably more for variation.

9. High Heels

Wardrobe Essential To Own As A Lady | Fab.ng

  • Versatile: Upgrade your style for special occasions or formal events.
  • Style Tip: Match with dresses, skirts, or tailored pants.
  • Quantity: One or two pairs in neutral colours like black or nude.

10. Statement Accessories

Wardrobe Essential To Own As A Lady | Fab.ng

Versatile: Add flair to your outfits with belts, scarves, and statement jewelry.
Style Tip: Use accessories to change the appearance of your basics.
Quantity: Several to mix and match.

11. Basic Sweaters

  • Versatile: Keep you warm and can be layered or worn on their own.
  • Style Tip: Pair with jeans, skirts, or trousers.
  • Quantity: You can pick a few in different colours and styles (crewneck, V-neck, etc.).

12. Outerwear (Coat or Jacket)

  • Versatile: Essential for staying warm and stylish in colder weather. It is a must in colder climates to be warm and fashionable.
  • Style Tip: Choose a versatile style that complements your wardrobe.
  • Quantity: One or two, depending on climate.

13. Quality Undergarments

  • Versatile: Provide a comfortable and smooth foundation for your outfits.
  • Style Tip: Invest in well-fitting bras, panties, and shapewear.
  • Quantity: Several sets for daily wear.

Depending on your personal style, way of life, and environment, you may require a different number of closet essentials. While these are the fundamental necessities, you can add more items to your wardrobe that express your unique preferences and style. Check your wardrobe frequently to make sure your necessities are in good shape and are complemented by fashionable or seasonally appropriate pieces to keep your style fresh and up-to-date.

Check out more on fashion here.

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