Toyosi Etim-Effiong, the wife of Nigerian actor Daniel Etim-Effiong, recently stirred reactions by admitting that she does not completely trust her husband, even after seven years of marriage.

During the latest episode of her podcast, The Toyosi Podcast, where Daniel was invited as a guest, he directly asked her, “Do you trust me 100 percent after seven years of marriage?”

After carefully considering the question, Toyosi responded with a firm “No.” She emphasised that, although she trusts Daniel to remain committed to his vows, she also acknowledges that life is full of uncertainties and unpredictable circumstances.

Toyosi Etim-Effiong explained,

“Do I trust you a hundred percent? No, but I trust that you will always keep me in the loop. Maybe not ‘keep me in the loop. I’ve spent these years with you, I know you to a large extent and I’m getting to know you better. I think that you will do your absolute best to honour your vows and honour what we have. But I’m also aware that, I don’t want to say anything can happen, but things happen more or less. And I feel like if anything ever happens, I would know.”

 

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The clip from the episode quickly went viral, sparking diverse reactions from social media users. Some viewers agreed, saying they understood Toyosi’s perspective, while others criticised the couple for sharing such a private moment online.

An Instagram user voiced her understanding, saying, “Her response in the interview is deep. Her emotions, facial expressions, and thoughtful pauses, coupled with her careful choice of words, speak volumes. I sincerely wish them all the best.”

“You can never trust someone 💯, you can lie to yourself that you do but it’s not possible, if 💯 trust is attainable, there won’t be jealousy, there won’t be fear of losing that person… as long as you married someone with value, someone you know that other people would do anything to have because they are good both financially and character wise, you will always have that fear of losing them and that fear is as a result of lacking trust and it’s normal… you just have to control your fear and trust them at least 75% for the sake of your inner peace,” said another person.

Another person voiced their disapproval of the content: “There’s no reason why this should be content. I’m very much against this sort of marital content. You’ll harm yourselves but to each their own.” 

“U want to make content and hustle with sensitive private content creation that could spin off and probably mess you up if care is not taken..a good discussion but strictly away from public eye….lets be calming down,” another person warned.

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As a Nigerian adult, you understand that December isn’t merely a festive season—it’s the ultimate billing battlefield. In this case, knowing how to avoid billing this December can be your financial lifeline.

The month transforms into an elaborate financial obstacle course where every social engagement becomes a potential wallet-draining experience.

Picture this: you’re suddenly expected to match expensive aso-ebi for your partner’s distant cousin’s wedding, shell out cash for elaborate office hangout festivities, purchase thoughtful gifts for an extensive network of friends and family, grab concert tickets for the hottest “detty December” events, and somehow maintain some semblance of financial sanity.

Each commitment is strategically designed to empty your bank account, with Sapa waiting eagerly in the wings to completely demolish your January savings.

The universe seems to have conspired with social expectations to orchestrate a complex financial challenge, transforming December into an unofficial billing Olympics where your wallet is the primary competitor.

But here’s the good news: you can become a strategic “shege survivor” by mastering how to avoid billing this December with calculated precision and smart financial manoeuvres.

In this comprehensive survival guide, we’ll explore tactical approaches to navigate the treacherous December spending landscape, ensuring you emerge victorious without sacrificing your financial stability or social reputation. Prepare to become the ultimate December financial ninja!

1. Always Complain Like It’s Your Birthright

Nobody wants to bill someone who complains every five minutes. If you consistently make a point of complaining about your financial situation whenever you get the chance, the likelihood of being asked for money will drop drastically.

The only exception is if you have people around you who are heartless and completely audacious—if that’s the case, there’s a solution in step two.

2. Trade Your Flashy Phone for a ‘Torchlight’

Do you see that iPhone 14 Pro Max of yours? That big phone that attracts unnecessary attention? It’s essentially a billboard screaming, “I’m open for billing!”

To avoid billing, sell it and invest the money in preparing for next year’s challenges. No one will suspect you of being a “billionaire in transit” if you’re using a humble Nokia torchlight or an old-school TECNO phone.

Picture this: someone asking you for money while you’re holding a phone that looks like it belongs in 2003. They might even feel sorry for you and give you some spare change.

The goal here is to avoid billing by making it clear you’re not the person with deep pockets.

3. Buy Okrika Clothes

As the saying goes at the “Okrika” stores, “na mumu dey go boutique.” Avoid billing by steering clear of designer clothes that scream wealth and immediately mark you as a target for requests.

Instead, buy “Okrika” (secondhand) clothes and proudly share how much you paid when people compliment you. Tell them, “You won’t believe how much this outfit cost; it was just 500 Naira!” and make sure to add, “I’m making do with the little I have…”

This strategy helps position you as the king or queen of thrift, ensuring that nobody dares to ask you for money or extravagant contributions.

4. Avoid Calls Like a Pro

Screen all your calls, and be strategic about who you answer. The call from your cousin in the village? We both know it’s not “Merry Christmas” they’re about to say—it’s more likely “I need money for the New Year.”

To avoid billing, activate your Do Not Disturb (DND) mode and only return calls from people who won’t ask for a handout.

If you must respond, use WhatsApp messages so you can carefully craft your excuses without feeling pressured.

5. Go Solo: Break Up With Your Partner

Let’s be real—being in a relationship is one of the major sources of billing in December. To avoid billing and enjoy some peace of mind, consider going solo this season.

Enjoy your money without worrying about shared expenses, and enter the New Year without emotional or financial baggage. You deserve it!

When you want to avoid billing in December, it isn’t just about saving money—it’s about preserving your sanity and entering January without the financial hangover.

These strategies will help you avoid billing and ensure a peaceful, financially secure holiday season. When you’re sipping zobo in the comfort of your home instead of crying over debt recovery meetings, remember to thank me.

If you found these tips helpful and want more, visit here. And remember not to fall in love this December!

Popular Nigerian comedian Bovi openly shared his views on Nigeria’s restrictive dating culture, highlighting its impact on relationships and marriages in adulthood.

During a recent interview on The Honest Bunch Podcast, Bovi explained his perspective in detail. He said,

“Most parents don’t want to hear that their children have boyfriends but when they get to a certain age, they start asking them to bring their husbands home. From where? Children aren’t even allowed to date!

He added, “I said something one day on a TV and people were coming for me for saying that young children should be able to go on dates and all.”

@glitchafrica.studios Parenting in the 21st century featuring Comedian Bovi out now! Full video on YouTube Link in Bio. #thehonestbunchpodcast #officialbovi #neduwazobia #lagospodcast #viral #podcastclips #whattowatch #tiktoknigeria #fyp #podcasts #trending ♬ original sound – Glitchafrica Studios

The comedian explained how strict upbringings in many Nigerian households often prevent young people from experiencing the normal stages of dating.

He explained,

“Our parents didn’t encourage that behaviour so we used to hide our boyfriends and girlfriends from them. Do you know how many stages you jumped? You didn’t go to the cinema to see a movie harmlessly; you didn’t stroll on walks and write letters.”

Bovi humorously highlighted how parents tended to overreact to even the smallest signs of romance, saying, “If they saw us with love letters back then, they’d shout at us, and you’d wonder what you did because they raised an alarm.”

“We criminalise the dating culture for too long in Nigeria and now we’re complaining that marriages are breaking. Marriages are breaking because people have unfulfilled dreams of dating. There is the extent to which you’d date people, as a single man, that when you marry, you know you’re not missing anything because you’ve done it all,” he concluded.

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